Ancillary Products

Ancillary products like dental and vision plans help cover everyday care like cleanings, eye exams, and glasses. Hospital indemnity, accident, and critical illness plans help cushion the blow of sudden medical bills from unexpected hospital stays or injuries. These extra plans are great for families with kids, older adults managing routine care, people with active lifestyles, or anyone who wants a little extra peace of mind when life takes an unexpected turn.

Who are ancillary products for?

Ancillary products are a smart choice for individuals and families looking to round out their health coverage and protect against common out-of-pocket expenses. These plans are helpful for people who regularly visit the dentist or eye doctor, want added protection from unexpected hospital stays or accidents, or need help managing the financial impact of critical illnesses.

They’re especially valuable for retirees, self-employed individuals, families with young children, and anyone whose primary health insurance leaves gaps in coverage for routine care or unforeseen events.

Ancillary products fill gaps for specfific health needs.

  • Short Term Medical

    Plans that help you stay protected between jobs, waiting for other coverage to start, or as temporary coverage. They do NOT replace full health insurance, but they can help cover unexpected doctor visits, hospital stays, and some prescriptions.

  • Vision Insurance

    Vision insurance helps cover eye exams, prices of glasses, prescriptions on contacts, and sometimes can help cover some of the cost of LASIK.

  • Dental Insurance

    Dental Insurance plans can help with the cost of cleanings, checkups, fillings, and more. Plus, regular visits can help prevent bigger (and more expensive) issues down the road.

  • Hospital Indemnity Plans

    Hospital indemnity plan pays you directly for each day you’re admitted, helping cover extra costs like deductibles, co-pays, or even groceries and childcare while you recover.

  • Critical Illness Coverage

    Critical illness insurance gives you a lump-sum payout if you’re diagnosed with a serious condition like cancer, heart attack, or stroke. Use it for whatever your family need from bills to health treatments.

Need a personal look at your health options?

We have agents ready to make sure you are getting the most out of your plan.

Or give us a call at 214-324-6969